- 12 CFR 226.35 - Prohibited acts or practices in connection with higher-priced mortgage loans
- 12 CFR 225.62 - Definitions
- 12 CFR 564.2 - Definitions
- 12 CFR 34.42 - Definitions
- 12 CFR 722.2 - Definitions
- 12 CFR 323.2 - Definitions
- 12 CFR 1026.43 - Minimum standards for transactions secured by a dwelling
372 F.3d 154 (3rd Cir. 2004), 03-1857, In re Resorts Intern., Inc.
... jurisdiction over disputes that potentially "affect the successful implementation and consummation of the plan." Id. at 28 (internal quotations omitted). But the Bankruptcy Court rejected "related ... . Agreement falls within the definition of agreements, documents, or instruments executed in connection with the Plan. Furthermore, the ...
531 U.S. 457 (2001), 99-1257, Whitman v. American Trucking Assn.
... policy constitutes final agency action under § 307 because it marked the consummation of the EPA's decisionmaking process, see Bennett v. Spear, 520 U.S. 154. The decision is also ...373, 389 (1999), and in the context of § 109(b)(1) this second definition makes no sense. Congress could not have meant to instruct the Administrator to set NAAQS at a level ...
- 12 C.F.R. 1026.35 - Requirements for higher-priced mortgage loans
Escrow Requirements Under the Truth in Lending Act (Regulation Z)
The Bureau of Consumer Financial Protection (Bureau) is publishing a final rule that amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). Regulation Z currently requires creditors to establish escrow accounts for higher-priced mortgage loans secured by a first lien
... rule, eligible creditors need not establish escrow accounts for mortgages intended at consummation to be held in portfolio, but must establish accounts at consummation for mortgages that are subject ... grew out of a separate initiative by the Board in which it had proposed to expand the definition of finance charge to include more fees and charges, and thus also generally to increase APRs, under ...
- 18 Pa.C.S. § 5107 - Aiding consummation of crime
- 12 CFR 5.33 - Business combinations involving a national bank or Federal savings association
- 49 CFR 1180.6 - Supporting information
317 U.S. 492 (1943), 278, Spies v. United States
...The definition of such nonpayment as a misdemeanor, we think, argues strongly against such an interpretation. ... when the attempt is complete, and nothing is added to its criminality by success or consummation, as would be the case, say, of attempted murder. Although the attempt succeed in evading tax, there ...
445 U.S. 222 (1980), 78-1202, Chiarella v. United States
...But one who fails to disclose material information prior to the consummation of a transaction commits fraud only when he is under a duty to do so. And the duty to disclose ... party's inferiority of knowledge and dependence upon fair treatment is a matter of legal definition, as well as in cases where one party is on notice that the other is "acting under a mistaken belief ...
- 12 CFR 614.4240 - Collateral definitions
- Official Interpretations
- 12 CFR 226.36 - Prohibited acts or practices in connection with credit secured by a dwelling
728 F.2d 719 (5th Cir. 1984), 83-3331, Bourgeois v. Haynes Const. Co.
...At the time of this dispute, the Code of Federal Regulations defined "consummation" as the time a contractual relationship is created between the parties, irrespective of the time of ... Board section-by-section analysis of new Regulation Z explains the new consummation definition: "As before, state law determines when the contractual obligation arises.." FRB, Section-by-Section ...
CFPB Ability To Repay Rules Issued
...The points and fees test is quite complexover sixty pages in the notice discuss the definition of points and feesand the failure to apply the test correctly could disqualify a creditor ... covered loan unless it makes a reasonable and good faith determination at or before consummation that the consumer will have a reasonable ability to repay the loan according to its terms. This ...
690 F.3d 161 (3rd Cir. 2012), 11-3257, In re Philadelphia Newspapers, LLC
... . Bankruptcy Code's definition. 11 See, e.g., Zenith Elecs., 329 F.3d at 343-44 (holding that the district court abused its ... Artists Theatre Co.), 315 F.3d 217, 228 (3d Cir.2003) (holding that the substantial consummation factor weighed against equitable mootness, despite the plan satisfying the Bankruptcy Code's ...
Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)
Sections 1098 and 1100A of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) direct the Bureau to publish rules and forms that combine certain disclosures that consumers receive in connection with applying for and closing on a mortgage loan under the Truth in Lending Act and the Real Estate Settlement Procedures Act. Consistent with this requirement, the Bureau is...
... days after the consumer applies for a mortgage loan.\12\ The final rule contains a definition of what constitutes an ``application'' for these purposes, which consists of the consumer's name, ... the consumer's written application, which shall be at least 7 business days before consummation of the transaction.'' 15 U.S.C. 1638(b)(2)(A). Finally, if the annual percentage rate (APR) ...
- [Effective until 1/1/2019] Official Staff Interpretations
- 24 CFR 203.19 - Qualified mortgage