First you need to know when you're drunk. As a woman, I speak from experience when I say the girL· shouldn't try to keep up with the boys. Males are generally physically larger, and their bodies metabolize alcohol at a faster rate than ours do. The following charts map out the BAC, or blood alcohol content, for males and females according to time elapsed, number of drinks consumed and weight These charts are handy and wallet-sized; it wouldn't be a bad idea to cut them out and carry them with you if you have a tendency to overestimate how many drinks you can handle in an evening. Keep in mind that no blood alcohol calculator is 100 percent accurate, but if s a good place to start when estimating your intoxication level. Men can out-drink women, even if they are the same height and we...
Escalating impact of regular monthly savings. By setting money aside every month, your savings will grow even faster. According to the "Cool Million" calculator, if at age 21 you began saving $100 a month at 8 percent interest, by 65 your account would he worth over $450,000. Increasing the monthly contribution to $200 would double that to more than $900,000. And, by saving $300 a month, you'd reach $1 million by age 61. Go back to the "Cool Million" $100-a-month example above. If you expect to earn 8 percent interest but factor in a 3.1 percent expected annual inflation rate, your account balance at age 65 would be worth more like $110,000 in today's dollars, versus $450,000-plus unadjusted for inflation. Furthermore, by reducing the expected annual interest rate to only 4 ·- percent, ...
* The UV Hawk calculates the UV index and combines it with your sunscreen's SPF, your skin tone and the temperature to determine how long it's safe to stay out in the sun. When the designated time elapses, an alarm sounds. The Hawk's countdown timer alternates with a display that shows the percent of your allotted time remaining. The portable, battery- operated calculator weighs 2 ounces and is widely available online for $29.99. Visit q3i.com for more information.
COLUMBUS -- I can tell you pretty quickly (and usually without a calculator) that seven-eighths is 87.5 percent and five-sixths is 83.3 percent. I had to learn such things during my middle school years, back before Al Gore invented the Internet and most text appeared on a flat-like substance called paper.
According to the mortgage calculator at MSN Money, a 30-year, traditional fixed-rate loan at 4.5 percent carries a monthly payment of just $810; at 5 percent, it's $859. Add to depressed prices and cheap loans the potential of a federal tax credit of up to $8,000, and you could be looking at the best time in a very long time to buy a home.
Investing for your child's education Preparing for what promises to be a costly college education for your child is as easy as 5-2- 9. Named for Section 529 of the Internal Revenue Code, 529 plans help individuals and families save for college in a tax-advantaged way. The pre-paid plans are available everywhere, and Iowa, Wisconsin and Illinois have their own individual investment programs. In a 529, you can invest up to $12,000 per child per year, tax-free. Or you can invest up to $60,000 in a lump-sum contribution covering five years. The plans are strictly for post-secondary education, but can be transferred to another beneficiary. Another educational investment path is the Coverdell Education Savings Accounts (ESAs), previously known as Education IRAs. They were originally establis...
...$1,200 a year, into a Roth IRA, given a 10 percent annual rate of return (per traditional S&P 500 fig...
With the average rate on a 30-year mortgage holding steady at 5 3/ 4 percent, the tricky part for homebuyers is figuring out what you can afford. With the calculator at CNN Money, you can enter your gross annual income, down payment amount, monthly debt, mortgage rate, annual property taxes and annual homeowners insurance, then hit "calculate." It will figure out how much you can afford and estimate your total monthly payment.
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