The greatest fear of many families in serious financial trouble is that they will lose their homes. Bankruptcy offers a last chance for families to save their homes by halting a foreclosure and by repaying any default on their mortgage loans over a period of years. This article examines the actual behavior of mortgage companies in consumer bankruptcy cases. Using original data from 1,700 recent Chapter 13 bankruptcy cases, the author concludes that mortgage companies frequently do not comply with bankruptcy law. A majority of mortgage claims are missing one or more of the required pieces of documentation for a bankruptcy claim. The findings of this article are a chilling reminder of the limits of formal law to protect consumers. Misbehavior or mistake by mortgage servicers can have grav...
An apologetic Prime Minister David Cameron distanced himself Wednesday from his former communications director, telling an emergency session of Parliament he never would have hired the ex- tabloid editor if he had known about the newspaper's phone-hacking scandal. Of course I regret, and I am extremely sorry, about the furor it has caused," Mr. Cameron said of hiring Andy Coulson, who resigned in January just as the News of the World's scandal was getting widespread attention.
DAYTON -- The Navy Blue Angels flying team has canceled several air show performances during a safety review of a potentially dangerous mistake during a recent flight, but it won't affect plans to honor the Blue Angels during the National Aviation Hall of Fame's enshrinement weekend in July. The Navy's precision flight demonstration team canceled its scheduled performance last week at the U.S. Naval Academy and upcoming air shows in Rockford, Ill., and Evansville, Ind., after four of the team's six F/A-18 Hornet planes flew below their specified altitude in a diamond formation at the Lynchburg, Va., air show on May 22.
Admitting a mistake is admirable. Absolution, readily available. It rarely requires more than, "I'm sorry. I made a mistake. Please forgive me. Failure to acknowledge an error is damaging. But when a lawmaker makes a mistake and bases legislation on his misperception, it's just dangerous.
Many of us met Rick Santorum two years before he defeated Doug Walgren for a seat in the U.S. House. His performance in the House and his early performance in the U.S. Senate, to which he was elected later, pleased his many supporters. Unfortunately, he caught the "Potomac fever" and started playing Washington politics to move up into the Senate seats of power. In the opinion of many of his supporters, he lost his way in terms of representing his base of voters, who elected him. His fatal mistake was when he supported Arlen Specter over Pat Toomey in the 2004 Senate election. I personally asked Santorum why he made that endorsement. His response was that he had no choice because of his leadership position about getting the incumbent then-Republican re- elected. My response to him was th...
BOWLING GREEN at NO. 22 WVU When: 3:30 p.m. Saturday TV: ROOT Sports Line: West Virginia by 18 MORGANTOWN It was the wee hours of Sunday morning, just past midnight Saturday, and West Virginia was already looking forward. And why not? It was a whole lot preferable to looking back. Were going to get past this. Were going to make it our job, quarterback Geno Smith said. Our goal to be undefeated, thats gone down the drain. But being Big East champs and winning every game from here on out is what we have to do. And thats something Im going to work extremely hard to do. Smith was talking in the wake of an evening in which he and the Mountaineers had already put in 31/2 hours of extremely hard work. In the end, though, it didnt pay off. Yes, the Mountaineers showed what they could do off...
A widow could not sue her husband's lawyer for alleged negligence in the creation of a joint tenancy years earlier, the Illinois Supreme Court has ruled in affirming a dismissal. State law governing legal malpractice includes a two-year statute of limitations and a six-year statute of repose. An exception applies when the "injury" does not occur until the death of the person for whom professional services were rendered, in which case a claim may be brought within two years of that event.
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