The dominant model of regulation in the United States for consumer credit, insurance, and investment products is disclosure and unfettered choice. As these products have become more complex, consumers' inability to understand them has become increasingly apparent, and the consequences of this inability more dire. In response, policymakers have embraced financial-literacy education as a necessary corollary to the disclosure model of regulation. This education is widely believed to turn consumers into "responsible" and "empowered" market players, motivated and competent to make financial decisions that increase their own welfare. The vision created is of educated consumers handling their own credit, insurance, and retirement planning matters by confidently navigating the bountiful unrestr...
... at http://www.consumer-action.org/press/articles/ national_moneywie_survey_shows_americans_are_not_...
Introduction. II. The Rise of Multidisciplinary Practice. A. The Protectionism Problem. B. The Free Market Solution. 1. Opportunities Running to Clients. 2. Opportunities Running to Practitioners. III. The Rise of the Financial Planning Profession. A. What Is Financial Planning?. B. Who Is the Certified Financial Planner?. IV. Lawyers and Financial Planning. A. The Law as a Multifaceted Discipline. B. Which Professions Will Marry?. C. Who Will Captain the Team?. V. Rule 5.4 of the District of Columbia Rules of Professional Conduct. VI. The Special Committee Report. A. The Real Debate. 1. The District of Columbia Insight. 2. The New York State Example. B. The Protection of the Public. C. Protectionism Refuted. VII. The Special Committee's Recommendation. VIII. Conclusion.
... . Contemporary bar magazines offer articles entitled, An Attorney's Guide to Financial Advisi...
As a university student studying environmental sustainability, it is exciting to see initiatives related to sustainability developing in Lewiston. I have highlighted articles and initiatives related to sustainability in Lewiston in hopes to reemphasize the importance of these necessary efforts that can help shape the future. I am motivated by even a shortened list of initiatives I compiled. Such initiatives include: the recent growth of the Farmer's Market where local farmers and business are promoted; the emphasis for recycling, recently mentioned in the Oct. 2 article, "Get producers involved in recycling effort," and highlighted this summer with the integration of zero-sort recycling and current waste practices; the efforts, for which Bates College was recently well graded, based on ...
... and reissued) on materiality in the planning and execution of the engagement, and on the other ... position for firms belonging to a high market risk sector. A similar result obtained Sanchez (20... appeared during the 1991-2000 period (38 articles) representing 33.9% of the total number of the art...
... body and the competent authority for market regulation in the fields of electronic communicati... accompanying regulations as well as the planning and management of the national frequency plan and .... Furthermore, according to Articles 4 and 5 of the Decree on Data Retention, all autho...
...market. Articles often originate from industry providers or practit... often engaged in for purposes of estate planning by means of policies with large face amounts. In t...
This article suggests that statutes governing both corporations and limited liability companies should require all owners to read several warnings about the dangers of a lack of advance planning before starting a business, or before purchasing an equity interest in an existing closely held business. Part I of this article reviews the current landscape of available business forms and details the many ways in which the majority owners of a business can take advantage of the minority owners. Part I also reviews the many ways in which the minority owner could have protected himself -- if he had the foresight to do so. Part II then reviews the main statutory and judicial responses to the problem of minority owner oppression and discusses their inadequacy. After discussing some other suggesti...
... the lawyer to draft a "standard" set of articles of incorpora- tion4 and bylaws5 (in the case of a ... Cs dilemma is the fact that there is no market in which to resell his ownership interest. Moreove...
The purpose of this article is to investigate . For this we look at existing literature from the disparate fields in which multinationals and emerging markets have been explored in the last forty years (1968-2008). The paper finds that there is a plethora of material on multinationals and emerging markets and our bibliographical search resulted in 1,282 articles with 2,174 authors published in 514 journals. The three dominant disciplines and their underlying journals are management, business and economics accounting together about seventy percent of all publications. In the case of the management and business journals, the top ten percent account for fourty-three percent of all publications and fifty percent of all citations. T...
... (28%), business (27%), economics (15%), planning and development (11%) and environmental studies (6...
Over the past two to three decades economics has played an increasingly important role in the development of U.S. antitrust enforcement and policy. This essay first reviews the major facets of U.S. antitrust enforcement and next reviews the ways in which economics - starting from a low base - has grown in importance in antitrust. The essay then highlights three antitrust areas in which the influence of economics has had the greatest influence: merger analysis, vertical relationships, and predatory pricing. The essay concludes with the identification of four antitrust areas where further economics analysis could have high returns.
... studies nor work closely with the policy-planning staff. Mostly they aid attorneys in the preparatio... (Kovacic 1992; Barnett 2007), and articles reflecting that participation also continue to app...
... electing fund regime, and the mark-to-market regime. In addition to the substantive rules, ther...No favorable outcomes or planning opportunities arise once a shareholder falls withi...Click Here for related articles . (c) Mondaq Ltd, 2011 - Tel. +44 (0)20 8544 8300 ...
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