Variable annuities have long offered tax deferral, investment convenience through a range of investment options, death benefits, and the option of converting to a kind of personal pension plan. They are likely to attract people who appreciate diversification, asset allocation and rebalancing, and portfolio optimization. The hard reality, however, is that most people do not appreciate or understand these things, much less have interest in them. It is a reality that insurers and distributors are working to overcome. In August, for example, ING Life Insurance and Annuity Co introduced a product named Simplicity to serve as an alternative to its Golden Select product set, which offers a full menu of options. Fidelity Investments Life Insurance Co introduced two variable annuities last year,...
Harlem residents learned more about how to manage their money during the economic recession and got answers to their financial questions last Saturday at the Schomburg Center for Research in Black Culture. SBLI USA Mutual Life Insurance Company, Carver Savings Bank and Fidelity Investments sponsored a free education seminar titled, "Your Money and You. I am honored to live in a country where there is public interest in the financial health of everyone," said SBLI President and CEO Vikki Pryor. "This event really illustrates the crux of SBLI USA's mission, which is to get all people working together toward the financial empowerment of all Americans." The financial experts discussed credit and money management, the best ways to plan for your family during an economic downturn, suggestio...
In addition to the Inland Empire, [Rex Ramsey] will serve clients in the surrounding desert and mountain communities, including Barstow, Apple Valley, Hesperia, Lake Arrowhead, Big Bear Lake, Blue Jay and the Coachella Valley cities of Palm Springs, Palm Desert, Indian Wells, La Quinta and Rancho Mirage. Prior to joining Union Bank, he served as a financial consultant for Fidelity Investments, where he was responsible for providing financial solutions to affluent clients with managed accounts, mutual funds, life insurance, and fixed income and annuities.
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