federal deposit insurance corporation improvement act

• Disclosures for Non-Federally Insured Depository Institutions Under the Federal Deposit Insurance Corporation Improvement Act

• FR, June 04, 2010
• Rules
• Federal Trade Commission

• Disclosures for Non-Federally Insured Depository Institutions under the Federal Deposit Insurance Corporation Improvement Act

• FR, March 13, 2009
• Proposed rules
• Federal Trade Commission

• How the Sarbanes-Oxley Act Is Affecting Profitability in the Banking Industry: A Comparison Study of the Initial Impact

Both the Federal Deposit Insurance Corporation Improvement Act (FDICIA) and Sarbanes-Oxley Act of 2002 (SOX) have provisions dealing with audit committees, management responsibilities, internal control reporting, and auditor requirements. SOX was modeled after FDICIA, but the provisions of SOX go far beyond those of the model and require an audit of the internal controls of an SEC registrant throughout the year. The present study compares the profitability of public and private bank holding companies in the years prior and subsequent to the passage of SOX. Public companies report under SOX and FDICIA, whereas private companies report only under FDICIA. The comparison shows that public bank holding companies have significantly lower profitability ratios than private ones. The banking ind...

• CPA Journal, The
• Vol. 78 Nbr. 8, August 2008

• Federal Deposit Insurance Corporation Improvement Act; implementation: Depository institutions lacking Federal deposit insurance; disclosure requirements,

• FR, March 16, 2005
• Proposed rules
• Federal Trade Commission

• Treasury defends FDICIA bank reform.

Federal Deposit Insurance Corporation Improvement Act of 1991 - Brief Article

• Journal of Accountancy
• Vol. 183 Nbr. 3, March 1997

• Rescission of Rules

Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act transferred rulemaking authority for a number of consumer financial protection laws to the Consumer Financial Protection Bureau (``CFPB''). As a result, the Commission is rescinding the following rules under the Fair Credit Reporting Act: ``[Identity Theft] Definitions''; ``Free Annual File Disclosures Rule''; ``Prohibition Against Circumventing Treatment as a Nationwide Consumer Reporting Agency''; ``Duration of Active Duty Alerts''; and ``Appropriate Proof of Identity.'' In addition, the Commission is rescinding two rules addressing mortgage advertising and mortgage assistance relief services under the 2009 Omnibus Appropriations Act: ``Mortgage Acts and Practices-Advertising Rule'' and ``Mortgage Assistance Reli...

... ``Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance'' uunder the Federal Deposit Insurance Corporation Improvement Act and its ``Procedures for State App...

• Federal Register Nbr. 77 FR 22200, April 13, 2012
• Rules and Regulations
• Federal Trade Commission

• No-Thought Regulation

If you knew - "a few weeks ago, the federal government had to commit several hundred billion dollars for a guarantee of Citicorp's assets, though examiners from the Office of the Comptroller of the Currency (OCC) have been inside the bank full-time for years, supervising the operations of this giant institution, under the broad powers granted by the Federal Deposit Insurance Corporation Improvement Act of 1991 to bank supervisors" - what would you think about the effectiveness of U.S. bank regulation? The above quote comes from a thoughtful and important new paper, "Regulation without Reason," by Peter J. Wallison, former general counsel of the U.S. Treasury and now a fellow at the American Enterprise Institute. Mr. Wallison warned for years - in books and articles - that Fannie Mae and...

• The Washington Times
• February 06, 2009

• 12 CFR 208.50 - Authority, purpose, and scope.

... System under section 304 of the Federal Deposit Insurance Corporation Improvement Act of 1991, 12 ...

• Code of Federal Regulations - Title 12: Banks and Banking

• FDIC limits change for retirement plans.

Federal Deposit Insurance Corp. Federal Deposit Insurance Corporation Improvement Act of 1991 final regulations significantly change the coverage for IRC section 457 passthrough deposits as well as other areas of retirement benefits. The section 457 changes include per participant coverage as well as per plan, requiring covered deposits be made to adequately capitalized institutions and allowing welfare plans to be covered as passthrough plans. The regulations also deny passthrough coverage eligibility to benefit responsive bank investment contracts and require all affected customers be notified of the changes.

• The Tax Adviser
• Vol. 24 Nbr. 9, September 1993

• AICPA banking conference: life after FDICIA.

Federal Deposit Insurance Corporation Improvement Act - Brief Article

• Journal of Accountancy
• Vol. 175 Nbr. 1, January 1993