Q: I have a credit from an unused Delta flight that expires at the end of May and I don't think I will be able to use it before then. Are there any other options for applying that credit to something else, such as a membership to the airline's club lounge or buying duty free on board? A: There are two types of Delta credits: Delta Dollars and Delta e-credits. The former are given as customer courtesies or for oversold flights; the latter are for refunds or price differentials being credited to an account. Delta Dollars cannot be used to pay things like SkyClub passes or duty-free purchases, but they are eligible to be used to buy a ticket for someone else.
HIGHLAND - The City Council voted unanimously Tuesday to extend a 25 percent development impact fee credit through 2011 and add another 5 percent. Council members called the move a good- faith effort to be business-friendly and to stimulate residential and commercial development in the city.
Legislation has been introduced in Congress that would give credit unions additional authority to make commercial loans. Credit union lobbyists argue such a move would expand credit to small businesses. Yet, the facts don't support their claim. Today, credit unions can already make small business loans under $50,000 and loans guaranteed by the Small Business Administration without restriction, yet when compared to banks, credit unions remain a small player in both categories. In Iowa, only a handful of credit unions are near their lending limit, leaving over $500 million in unused lending authority.
HIGHLAND - The City Council voted unanimously Tuesday to extend a 25 percent development impact fee credit through 2011 and add another 5 percent. Council members called the move a good faith effort to be business friendly and hopefully stimulate residential and commercial development in the city.
I applaud the House of Representatives for voting 416-0 to extend the $8,000 first-time homebuyer tax credit to military, intelligence and diplomatic personnel through 2010, but I urge them to complete their job and extend it for all first-time homebuyers. The tax credit has been a needed shot in the arm to the housing market, but is due to expire on Nov. 30, 2009.
MONTEBELLO - State Sen. Ron Calderon wants to extend and expand a 2009 state housing credit for first-time home buyers into this year. Calderon, D-Montebello, said Friday that his new bill - introduced Thursday - would double the amount of money appropriated last year. He also plans to amend it to allow the credit to be used for the purchase of all homes, not just newly built ones.
Analysts are scratching their heads over recent crime statistics. Crime rates, especially for violent crimes, are falling. The Federal Bureau of Investigation reports that violent crime in the United States has reached its lowest level in two decades. Most experts agree that stronger and more innovative law enforcement has helped reduce the most violent types of criminal behavior.
The first-time homebuyer tax credit has provided a big boost to the housing sector, but is the incentive, set to expire at the end of next month, worth the investment? Depends on who you ask.
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