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The widespread acknowledgement of the centrality of micro and small businesses in the development process has led to a proliferation of projects and programs designed to assist and promote these businesses. This research examines the common assumption that access to credit from formal financial institutions is an important determinant of growth at the firm level. Our data are from a recent survey of 858 small businesses in East Java. We employ a full information maximum likelihood approach known as discrete factor method. The results indicate that access to credit is not a significant determinant of small firm growth; instead, other observable and unobservable characteristics of firms appear to cause growth.
... Al Wayain Ngrandu, Sumber Agung, Magetan, East Java, Indonesia; DOB 31 Jan 1974; POB Sukoharjo, I...
IN SHORT Santa Fe has a number of free-standing kiosks and drive-through cafes that provide snacks and, in some cases meals, for folks on the run. Recommended: Hava Java and Pony Espresso Drive-Thru for people new to the coffee scene and those who favor fun espresso drinks; for hard-core java junkies, Holy Spirit Espresso, PDBean and Sage & Susannah's Coffee Cafe deliver the fix.
Two Australians projects were on many must-see lists: Susan Nome's powerful video installation "Havoc" and Callum Morton's "Valhalla," a three-dimensional building exploring reality and illusion. Norrie, who strives to "document the truth of our experiences" created a physically immersing view of devastation wrought through both human and seismic disturbances to East Java, Indonesia. Nome's edge-of-your-seat sense of drama and angst was rarely seen in many of the Biennale's placid videos. Callum Morton, who creates large-scale architectural installations, presented a crumbling ruin, utterly at home in Venice. Visitors who bravely entered through a smoldering portal were instantly transported into a slick, high-tech lobby of sparkling white marble complete with an elevator bank, blinking...
Migrant-filled ship sinks off island JAKARTA, Indonesia - A wooden ship believed to be carrying more than 200 migrants, many of them from the Middle East, sank Saturday off Indonesia's main island of Java, local media reported. So far, only 33 people had been rescued.
At Gontor in eastern Java, a purportedly moderate school, Dhume recounts a conversation between Herry and the school's principal about how the Americans and English are memorizing the Qur'an in an effort to destroy Islam, alongside paranoid fantasies of a coming Christian-led coup that will topple Indonesia's government. When Dhume meets her, he expects her to attack the mullahs and defend "drilling" as a form of free expression; instead she tries to appeal to the fanatical Herry, complaining that young women who copy her dance have taken it to pornographic extremes and boasting of her own piety.
Most international visitors to Bali arrive by air from Singapore, Bangkok and Hong Kong directly or by Jakarta, although it's easy to catch frequent ferries or flights from the neighboring islands of Java and Lombok. Measuring 55 miles from north to south and 90 miles from east to west, Bali includes six volcanoes and white or black volcanic sand beaches in its landscape. The island also has lush tropical forests, pristine crater lakes, fast-flowing rivers, deep ravines, stunning rice terraces, and fertile vegetable and fruit gardens.
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