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disability insurance companies
More than 10.000 documents for disability insurance companies
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In 2001, the US Surgeon General published "The Surgeon General's Call to Action to Prevent and Decrease Overweight and Obesity 2001" wherein it was noted that overweight and obesity have reached epidemic proportions in the US. This article will examine the potential implications for the insurance companies providing health, life and disability insurance to a more obese American public. The increased obesity rates are likely to create more claims for health coverage, disability benefits, and life benefits for insurers. Several states have enacted statutes requiring coverage for "morbid" obesity, thereby destroying the exclusionary language contained in many policies. The industry also faces challenges with the complication that obesity can be considered disability, especially in conjunct...
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If you want to make sure loved ones have money in case of disaster, plenty of companies will sell you disability or life insurance. But if you want to get payouts in case you lose your job, the government's unemployment insurance has been the only game in town, even if it typically pays a fraction of most salaries. Now a new product will restore a greater portion of your salary if you go on unemployment, but you'll have to wait to get paid.
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Losing one's income can be devastating in any economic climate. But when a disability strikes, the consequences of losing the ability to earn a living can be even more severe. Not only do everyday living expenses have to be paid, but medical bills escalate, retirement funding can stop, and the prospect of future employment diminishes. Today, too many wage earners are vulnerable to the financial impact of a serious, income-limiting illness or injury. The Council for Disability Awareness' (CDA), a not-for-profit organization founded in 2005 by leading disability insurance companies, is intent on providing information, resources, and tools to help raise public awareness of issues. In the two years since the CDA's Web site launched, more than a quarter of a million people have visited the ...
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Many of the nation's biggest companies, facing an uncertain economic outlook and health care cost increases approaching double digits, have expanded their voluntary benefits packages. In an analysis of its database of 88 of the top 100 Fortune 500 companies, MetLife found that long-term care insurance, offered by 33% of them, emerged as the fastest-growing benefit. The number of companies offering it increased 61% in the past four years. Disability insurance, offered by 39% of the companies, was second, climbing 28%. Nontraditional benefits also experienced growth. The number of companies offering prepaid legal plans increased 10%, while those offering group auto and home insurance grew 18%. Employee response to voluntary benefitsthose they pay for partially or totally - seems mixed, ho...
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According to a recent article in Money magazine, chances are almost 20 percent that an employee will be disabled for at least a year sometime during his or her working life. Meanwhile, corporations are reducing the percentage of employees who are covered with long-term disability insurance. Apparently, only 48 percent of U.S. companies offered this coverage in 2009. These policies typically cover only part of your base salary, and your benefits will be taxable. Disability benefits are also available through Social Security for those who have worked a minimum of five of the last 10 years previous to becoming disabled.
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A Torrance plastic surgeon with a history of legal problems was arrested by federal agents this week on suspicion of defrauding four disability insurance companies out of about $4 million. Dr. Lawrence Saks, a Rolling Hills resident, is scheduled to appear in federal court today on multiple charges of mail fraud, wire fraud and money laundering. Saks was arrested Monday at his medical practice, Madison Park Cosmetic Surgery and Laser Center on Pacific Coast Highway.
