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CINCINNATI, Nov. 18, 2011 /PRNewswire/ -- For all the talk about greed, opportunity inequality, and accusations about undue influence that financial institutions exert over government, the Occupy movement is at its core an anti-banking organization. And for many Americans, interactions with their local bank branches are the basis for most of their knowledge of financial services. As a result, Occupy activists declared "bank transfer day," urging people who are frustrated (as research indicates a majority of Americans are) to close their accounts with mega-banks and deposit their money somewhere else. According to the Credit Union National Association (CUNA), the calls appear to have had an impact. In a four-week period, CUNA reported 650,000 Americans joined credit unions, which added $...
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Community banks historically have stood pat while the largest banks invest and refine new banking technologies. This makes sense, as the bleeding edge of technology has often been too expensive for smaller institutions to position themselves as guinea pigs. But in some ways this is changing. With the Internet now ingrained in the culture of business, instant communication is a public expectation. Since remote deposit capture saves people time - and time is money - community banks are already running along side the remote deposit snowball. Bankers who wait for the Holy Grail of image exchange will find themselves missing significant opportunities presented by remote deposit and merchant capture services, said Jimmy Sawyers, director of consulting at Reynolds, Bone & Griesbeck PLC (Me...
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JEFFERSON CITY -- The Missouri House late yesterday sent Gov. Jay Nixon a piece of significant but noncontroversial legislation that could allow Missouri government to earn more interest on its deposits in state banks. The bill, approved 155-0, would gradually increase the interest rate local banks pay for state time deposits. At the same time, the state's linked deposit program, which lends money through local banks at low interest to small businesses, would grow to serve companies with 100 or fewer employees.
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... or trust, foreign currency exchanges, money order issuers, smart card issuers, representative offices of foreign banks, safe deposit companies, tax certificate sale and ...
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Divide and conquer are at play in a big way in 2008. By the time it's all over, we may be looking at another Republican who wants to keep us in Iraq and make forays into Iran. If the Dems keep fighting old, and I do mean old, Sen. John McCain (R-Ariz.) will waltz into the presidency, probably with Sen. Joseph "Benedict Arnold" lieberman ( ID-Conn.) as his vice president. How stupid are the Democrats anyway? A better question is: How stupid are we Black folks? We are divided, to the extent of spilling blood, over two Democratic candidates for president, while once again, for the umpteenth time, the "Black vote is critical to this election. I often wonder why, for instance, they never talk about the part of the mountaintop speech in which King said, "We've got to strengthen Black institu...
...I call upon you to take your money out of the banks downtown and deposit your money i...
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NEW YORK -- Few investors give much thought to the money they set aside for short-term goals, or dare to hope for much of a return in the current interest rate environment. But depending on your time horizon, you might be able to do better than you think. For truly short-term goals, such as money you save to cover your annual tax bill or next semester's tuition, financial planners say your best bet is either a money market deposit account or a money market mutual fund. Although they pay paltry rates of interest, generally between 1 percent and 2 percent, they'll keep your principal safe and accessible, and returns are likely to improve as the Federal Reserve continues raising interest rates. Money market deposit accounts offered by banks are insured by the Federal Deposit Insurance Co...
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Mainers are pulling millions of dollars out of the stock market and parking their money in low-risk certificates of deposit offered by banks and credit unions, lenders say. Many of these lenders are taking advantage of the market turmoil by advertising special interest rates to attract deposits. Others are simply promoting an image as a safe and secure financial haven in a period of great uncertainty.
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Some virtual banks now offer customers everything a traditional bank provides, such as checking and savings accounts as well as certificates of deposit and money market accounts, at very competitive rates. Besides providing basic deposit products, on-line banks allow you to check your balance, transfer funds and even pay bills from the privacy and comfort of your own home. Some banks even reimburse customers for ATM charges.
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Dr. King explained, 'We don't have to argue with anybody. We don't have to curse and go around acting bad with our words. We don't need any bricks and bottles, we don't need any Molotov cocktails. We just need to go around to these stores, and to these massive industries in our country, and, say, 'God sent us by here, to say to you that you're not treating his children right. And we've come by here to ask you to make the first item on your agenda-fair treatment, where God's children are concerned. Now, if you are not prepared to do that, we do have an agenda that we must follow. And our agenda calls for withdrawing economic support from you.' [Charles Steele Jr.] urged, "Note the emphasis on 'withdrawing economic support.' Now, for those who still did not get it, he was blunt: '...We'...
...'I call upon you to take your money out of the (white) banks downtown and deposit your...
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After you leave the United States, Soviet Russia, Great Britain, West Germany and France, and I could name the others, the American Negro collectively is richer than most nations of the world. We have an annual income of more than thirty billion dollars a year (now over $700 Billion), which is more than all of the exports of the United States and more than the national budget of Canada. Did you know that? That's power right here, if we know how to pool it." Dr. King went on to say..."Now not only that, we've got to strengthen Black institutions. I call upon you to take your money out of the banks downtown and deposit your money in Tri-State Bank. We want a "bank-in" movement in Memphis. Go by the savings and loan association. I'm not asking you something that we don't do ourselves in S...
