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This descriptive study examined the influence of demographic factors (age, gender, income, level of education, and religion) on consumers' attitudes to purchase American-made passenger vehicles in three Asian countries: 1) China, 2) Taiwan, and 3) Thailand. Since American-made vehicles still occupy only a small segment of this Asian market, the relationships and differences among the three countries in terms of their culture and country-of-origin effect on product attributes were measured - helping marketers increase market share by better understanding the determining factors leading to notable diversity in the consumers' decision-making process.
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Setting a budget based on forecasted revenues is filled with uncertainty. In this paper, we show that it is possible to price this risk and formally incorporate the information in the budget planning process. Specifically, the analysis models revenue insurance as a put option and estimates the price of risk (i.e., insurance premium) using theoretical option valuation methods. To illustrate how this process might work, we examine figures from the Alabama Education Trust Fund. If the state self-insures, the estimated premium indicates the amount that should be set aside in a rainy day fund. Alternatively, the premium reflects the amount that the state should expect to pay if it insures with a private firm.
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...1980. Presidential Decisionmaking in Foreign Policy: The Effective Use of Informatio...
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The current study establishes a two-stage investment decision-making model in order to examine the impact of race on investment behavior. Results show that although Blacks are less likely to own stocks than Whites, once ownership is accounted for, there is no difference in the portfolio allocation to risky assets. The model indicates racial disparities in risky asset ownership, which may be attributable to differences in information exposure and barriers to investment markets. The results suggest that a voluntary savings initiative accompanied by a graduated savings component could help remove investment barriers and enable access to more productive investments.
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An examination is made of the decision making process in the light of the concepts of the Common Good, Common Interest, Welfare concepts, and obstacles found by leaders, like incomplete information and lack of unanimity. Having this in mind, different rational paths are explored to find the best prescription for making a decision from the perspective of the community welfare. In the study, enlightened criteria are given to construct a framework of concepts to be taken in account when making a decision close to the optimum desired by the community.
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The Parents' Committee of Inland Congregations United for Change, which is made up of parishioners from various churches and whose children attend multiple schools in the San Bernardino City Unified School District, has been conducting trainings and research in order to have a say in the changes soon to take place at the schools designated by the state for intervention.
Our goal is to form a comprehensive plan, along with the district and other community partners, to reduce the dropout rate and improve education quality throughout the district.