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... by extraordinary expansions of bank credit, which fueled run-ups in stock prices and real est...Numerous explanations have been offered for why the events that began in... in the West: A preliminary statistical inquiry. Pacific Historical Review 38:311-6. . Arrington, ...
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Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer of the Board of Governors of the Federal Reserve System's (Board's) rulemaking authority for the Truth in Lending Act (TILA) to the Bureau, the Bureau is publishing for public comment an interim final rule establishing a new Regulation Z (Truth in Lending). This interim final ru...
... based on findings that the informed use of credit resulting from consumers' awareness of the cost of... finance charge will be imposed and an explanation of how it will be determined, as follows:. (i)... apply to creditors that treat an inquiry for clarification or documentation as a notice of ...
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...Traditional credit and portfolio risk management policies were relaxe...; this paper seeks to re-open that area of inquiry. Bose and Mahapatara (2001) surveyed data mining p... it is not possible to find one common explanation for these misclassifications, as these six cases d...
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...S. 749,759 (1985) (plurality opinion) (credit report is "speech").Facts, after all, are the begi... same whether a specialcommercial speech inquiry or a stricter form of judicialscrutiny is applied....In any event the State offers no explanation whyremedies other than content-based rules would b...
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...Two marks of a mature field of inquiry are that its central problems are well-formulated ... practice--and thus which call for explanation--from those concepts that are theoretical construc... is possible to give the normativist more credit than this descriptivist does. For the normativist ...
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...The banks then create new money by credit expansion, exchanging the money against government...Economic Inquiry 37:154-65. . Tarullo, Daniel K. 2010. Internationa... (3.) See Selgin and White 1999 for an explanation of the fiscal motives for government interventions...
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... financial difficulties because of the credit crunch and the write-downs of bad investments and ...) to an interpretation and explanation of these findings in relation to the context in wh...Public Relations Inquiry as Rhetorical Criticism: Case Studies of Corporate...
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... some dimensions in the years preceding the credit crisis.3 . Careful economic analysis of loan perfo... 2010 hearings before the Financial Crisis Inquiry Commission. Clayton noticed that third-party origi...Among the possible explanations of the acceleration of credit crisis subprime loan...
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Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer of the Board of Governors of the Federal Reserve System's (Board's) rulemaking authority for the Equal Credit Opportunity Act (ECOA) to the Bureau, the Bureau is publishing for public comment an interim final rule establishing a new Regulation B (Equal Credit Opportunity). This ...
... 1002.15. A creditor that makes such an inquiry shall disclose orally or in writing, at the time t... ``other'' and include the appropriate explanation. The creditor need not, however, describe how or w...
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...Trinko and Credit Suisse v. Billing reduced the reach of antitrust l... and none but an anticompetitive explanation for changing course--and described Aspen as being ...Instead of an inquiry into conflict between antitrust and regulation, ho...