consumer credit counseling service california

• Gravedad Económica Multiplica Bancarrotas

Este año tenemos las cifras de bancarrota más altas que hayamos visto en mucho tiempo. Estamos hablando de personas que se han quedado sin trabajo o que han tenido recorte de horas laborales o de tiempo extra", dijo Joe Curiel, especialista del departamento de bancarrotas de Consumer Credit Counseling Service of Los Ángeles, una organización sin fines de lucro autorizada por el sistema judicial para dar asesoramiento sobre el tema. Ning Zhu, de la Universidad de California en Davis (UC Davis), afirma en un estudio reciente sobre el fenómeno de la bancarrota personal que la principal razón que lleva a los estadounidenses a la ruina económica es el gasto excesivo. "Las causas de la bancarrota cambiaron en los últimos 20 años. Aunque nuestra investigación apoya la idea de que adversidades...

• La Opinión; Los Angeles, Calif.
• August 28, 2009

• Consumer Credit Counseling Service of Los Angeles --CCCS-LA-- Merges with Sister Northern California Agencies.

Business Editors LOS ANGELES--(BUSINESS WIRE)--Dec. 29, 2003 As of December 31, 2003, CCCS-LA's merger with two sister Northern California agencie...

• Business Wire
• December 29, 2003

• Solicitation of Nominations for Membership:

...FEDERAL RESERVE SYSTEM. Consumer Advisory Council Solicitation of Nominations for. ..., communities, and the financial services industry. The Board plans to appoint up to ten mem...Credit Protection Act and on other consumer-related matte...Advocates, Oakland, California. Paula Bryant-Ellis, Senior Vice President, Commun... Executive Officer, Consumer Credit Counseling. Service, San Francisco, California. John Carey, E...

• FR, July 29, 2010
• Notices
• Federal Reserve System

• Announcement 2007-111

According to , the IRS has revoked its determination that First Step Consumer Credit Counseling Inc., of Macunle, Pennsylvania; Sterling Debt Management Inc., of Los Angeles, California; Community Partners Corp. of Las Vegas, Nevada; The Senior Citizens Counseling and Delivery Service of Washington, DC; Elaine R. Shepard Cancer Research Foundation of Coronado, California; The Dowd Foundation of Wilkes-Barre, Pennsylvania; Western Arkansas Housing Foundation of Ft. Smith, Arkansas; Pythons Drill Team of Kansas City, Missouri; Buddy and Rita Gregory Charitable Supporting Organization of Lehi, Utah; Down Payment Assistance Fondation Inc., of Glendora, California; Market 5 Gallery of Washington, DC; IJM Foundation of Syosset, New York; International Charities of Nevada ...

• United States. Internal Revenue Bulletin
• August 21, 2009

• The Viability of the Law Degree: Cost, Value, and Intrinsic Worth

• Iowa Law Review
• Nbr. 96-5, July 2011

• Rep. Scott Garrett Holds a Hearing On the Sec Budget

...HOUSE COMMITTEE ON FINANCIAL SERVICES, SUBCOMMITTEE ON CAPITAL MARKETS AND GOVERNM... the Dodd-Frank Wall Street Reform and Consumer Protection Act. The law authorizes the SEC to reg... advisors and broker- dealers, and rein in credit-rating agencies. Dodd-Frank gives the SEC the tool...I yield now to the gentleman from California for one and a half minutes. ROYCE (?): Thank you.... they range across the sanctions from counseling to removal from federal services. DI FLORIO: And ...

• Political Transcript Wire
• March 21, 2011

• FTC v. Randall L. Leshin, (11th Cir. 2010)

...CONSUMER CREDIT CONSOLIDATION, INC.,. MAUREEN A. GAVIOLA,. ... Defendants-Appellants, DEBT MANAGEMENT COUNSELING CENTER, INC., ... Ferdon for providing debt consolidation services in violation of the Federal Trade Commission Act, ... in Kentucky, Nevada, Texas, and California. The defendants conceded that Express failed to co...

• Federal Circuits

• Rep. Carolyn B. Maloney Holds a Hearing On Subprime Mortgate Lending

HOUSE COMMITTEE ON FINANCIAL SERVICES, SUBCOMMITTEE ON FINANCIAL INSTITUUTIONS AND CONSUMER CREDIT HOLDS A HEARING ON SUBPRIME MORTGAGE ... quickly, or go to the many credit counseling non-profit wonderful organizations that are local ... over predatory lending, at least in California, right?. HEIDEN: I'm not familiar with those deta...

• Political Transcript Wire
• August 19, 2009

• Against Financial-Literacy Education

The dominant model of regulation in the United States for consumer credit, insurance, and investment products is disclosure and unfettered choice. As these products have become more complex, consumers' inability to understand them has become increasingly apparent, and the consequences of this inability more dire. In response, policymakers have embraced financial-literacy education as a necessary corollary to the disclosure model of regulation. This education is widely believed to turn consumers into "responsible" and "empowered" market players, motivated and competent to make financial decisions that increase their own welfare. The vision created is of educated consumers handling their own credit, insurance, and retirement planning matters by confidently navigating the bountiful unrestr...

... International Conference on Financial Services in Brussels, Belgium, are gratefully acknowledged.... educational component of one-on-one counseling. Programs vary in content, audience, and methodolo... financial issues."); Press Release, California Department of Corporations Announces Ameriquest Mo...

• Iowa Law Review
• Nbr. 94-1, November 2008

• Heroic homeownership: it's time to celebrate the people who work hard every day to save people's homes from foreclosure. June is homeownership month, and this story is for all those who deserve a special nod for the hard battles they fight to preserve homeownership.

... direct financial assistance to military service members. "I went online, filled out an application... Development-approved (HUD-approved) counseling agencies (Springboard[R], Riverside, California; N... Solutions, Roseville, Minnesota; and Consumer Credit Counseling Service of Greater Atlanta Inc. ...

• Mortgage Banking
• Vol. 66 Nbr. 9, June 2006