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Community regulation
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The Federal Housing Finance Agency (FHFA) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2010 fifth round review cycle under the FHFA's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to FHFA.
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In Reich v. Purcell, Chief Justice Traynor of the Supreme Court of California, a devotee of interest analysis, states, ease of determining applicable law and uniformity of rules of decision, however, must be subordinated to the objective of proper choice of law in conflict cases, i.e., to determine the law that most appropriately applies to the issue involved. After a claim arises, clear choice-of-law rules facilitate settlement and reduce the costs of litigation.16 For the same efficiency reasons, lawand-economics scholars would permit contracting parties complete freedom in choosing the law to apply to their transaction.17 Some would permit no judge-made exceptions to enforcement of choice-of-law agreements and reserve to legislatures the power to indicate what mandatory rules are no...
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Hire more experts, lease a third-party compliance team or sell the bank? Community bankers aren't sure yet which solution they'll need to adopt in order to deal with new regulations under the federal Dodd- Frank Wall Street Reform and Consumer Protection Act, but they're preparing for the worst, First Liberty Bank Chief Executive Officer Joey Root said.
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The Federal Housing Finance Agency (FHFA) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2010 fourth round review cycle under the FHFA's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to FHFA.
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To: ENVIRONMENTAL EDITORS Contact: North America - Anne Groves, +1-646-264-5236, Anne.Groves@cliffordchance.com, Ashley Hill, +1-212-880-5638, Ashley.hill@cliffordchance.com, both of Clifford Chance US LLP; Tom Steiner, Edelman Public Relations, +1-212-704-8272, Tom.steiner@edelman.com; U.K. - Anna Ward of Clifford Chance LLP, +44 0 20 7006 2988, Anna.ward@cliffordchance.com; Sorrel Beynon of Edelman Public Relations, +44 0 207 344 1253, Sorrel.Beynon@edelman.com; Germany - Hans-Rolf Goebel, +49 69 71992524, hans-rolf.goebel@cliffordchance.com; Paris - Cecile Paillard, +33 1 4405 2430, cecile.paillard@cliffordchance.com; Asia - Sally Greig, Regional Communications Manager, Asia, +852 2825 8850, sally.greig@cliffordchance.com
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The Federal Housing Finance Agency (FHFA) is proposing to amend its community support regulation by requiring the Federal Home Loan Banks (Banks) to monitor and assess the eligibility of each Bank member for access to long-term advances through compliance with the regulation's Community Reinvestment Act of 1977 (CRA) and first-time homebuyer standards. The proposed rule would also replace the current practice in which members submit to FHFA biennial community support statements containing their most recent CRA evaluations. Instead, the Banks would verify a member's CRA rating from publicly-available information from the Federal Financial Institutions Examination Council (FFIEC) or the member's primary Federal banking regulatory agency. In addition, the Banks would be responsible for ove...
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When The Church of Jesus Christ of Latter-day Saints posted a statement on alcohol on its Newsroom Web site earlier this week, it was gratifying to see such a warm and positive response on such a widely debated and controversial topic. Nevertheless, in the rush to get a reaction, some news reporters completely overlooked what 95 percent of the statement was about. There was nothing in the statement about a "softening" of the church's central concern about alcohol and its debilitating effects on families and communities. The church is not abandoning its long- held convictions that over-consumption of alcohol is a crucial public health issue.
