Most insurance buyers probably do not know that damage caused by collision with a deer or other animal is within the scope of their personal auto comprehensive, or other than collision coverage. Policy-holders are probably even less familiar with insurance coverage for damage by animals to dwellings. The exclusion for direct damage to dwelling property, caused by animals (mammals) owned or kept by an insured would apply to either domestic or non-domestic animals. However, if a deer or other animal (not owned or kept by an insured) damages property included under dwelling coverage, the policy applies. Loss and damage of this kind is not usually a subject for everyday discussion. But when an insured reports damage, a prompt and knowledgeable response, based on periodic reviews of coverage...
A woman who was injured in a motor vehicle collision received $140,000 in insurance payments, her attorney said. Shari Schipper received $100,000 in underinsured motorist coverage from General Casualty Insurance and $15,000 in underinsured motorist coverage from Columbia Insurance Group, explained Schipper's attorney, Julia M. Kerr, of Brown & Crouppen in St. Louis.
Township was self-insured with respect to liability arising from a collision caused by negligent operation of township vehicle by township police officer due to its membership in an R.C. 2744.081 joint self-insurance risk pool. Insurance policy of injured party in the collision excluded UM/UIM coverage for claims arising from the collision under policy as policy excluded vehicles owned or operated by a self-insurer from the definition of uninsured/underinsured motor vehicles under the policy.
...-state, with some states requiring more coverage than others. Some states also have no fault laws i...Collision and Comprehensive Coverage. Besides liability, dri...
Auto Policyholders Have Options For Dealing With Winter's Aftermath NEW YORK, April 8 /PRNewswire-USNewswire/ -- Drivers whose automobiles are damaged after their vehicle strikes a pothole or gets caught in floodwaters can file a claim with their auto insurer, so long as they have collision and comprehensive coverage, according to the Insurance Information Institute (I.I.I.)
summary judgment, homeowners' insurance, automobile collision coverage
Price and service. These are traditionally the major ways auto insurers compete for business in an insurance line that is mandated by almost every state. Recently, however, some auto insurance writers have been experimenting with new coverages, new technologies and new ways of underwriting to gain a competitive advantage. Three promising areas are: insuring pets; offering online tools to help prospects choose coverage; and using new technologies to charge premiums based on how insureds actually drive. In September 2007, Progressive Insurance Group began to cover accident-related injuries to dogs and cats under its collision coverage at no added cost to policyholders. In matters of accuracy and fairness, usage-based insurance underwriting is considered by many to be tops. To obtain the b...
...PART 582: INSURANCE COST INFORMATION REGULATION. 582.5 - Information ... [YEAR TO BE INSERTED] Insurance Collision Report, and reflects the collision loss experience...If you do not purchase collision coverage or your insurance company does not use the HLDI in...
BLOOMINGTON - How much does your car cost you? Annual vehicle ratings released recently by State Farm Insurance Cos. compare the costs of collision coverage and comprehensive insurance for different vehicle makes and models.
As Ed Rust explains it, his 2000 Ford Focus was "getting long in the tooth," so he tried to cut his car insurance premium by dropping collision coverage. I thought I'd save a few bucks," the Park Ridge man, a magazine editor, said brightly.
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