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...* Total net written premiums up nearly 4% and notably reflect overall gains in pricing and ...237 . 294 . 155 . 192 . Catastrophes, net of reinsurance . (186 . ) . (471 . ) . (122 .... time, Travelers may use its website as a channel of distribution of material company information. F...
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... Proposed Rules . Pages 46362-46594 . From the Federal Register Online via the G... and in seep-fed pools along overflow channels bordering such streams. The adults measure from 1.... change effects; and localized catastrophes such as hurricanes, landslides, rockfalls, drought...
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...Book Value per Share of $58.47, Up 11% from Year-End 2009 . Board of Directors Au... loss ratio in 2011, excluding catastrophes and prior year reserve development. Furthermore, w... time, Travelers may use its website as a channel of distribution of material company information. F...
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...(4) . The balance of this article treats the second t... from 21 countries found that natural catastrophes were the number-two top concern and climate change... with customers, providing a ready channel for transmitting loss-prevention information. (60)...
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... Second Quarter Weather-Related Catastrophes of $0.58 per Diluted Share . Underwriting Gain, Ex....0 million common shares in the quarter for $1.4 billion. NEW YORK -- The Travelers Companies, Inc.... time, Travelers may use its website as a channel of distribution of material company information. F...
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Insurance markets have changed radically and deeply in the last 20 years. Deregulation, globalization of insurance institutions, intensified competition, electronic commerce, bancassurance, and the emergence of new risks are among the challenges faced by insurance markets. These developing trends pose both global and local challenges for insurance firms. The purpose of this article is to analyze the effect of globalization on international insurance markets. The focus is to highlight the global similarities of national insurance markets and the local contingencies that create differences among markets.
...The relative importance of distribution channels varies widely, even among relatively "homogeneous"... insurance market worldwide, represented 31.4 percent of total world insurance premiums in 2006.... impact on large-scale natural catastrophes. These events are, of course, not limited by natio...
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... value per common share, excluding AOCI*, of $46.70, up 3% from September 30, 2010 . * Investment p... combined ratio*, excluding catastrophes and prior year development, of 95.0 included 3.0 p... progress in the independent agent channel. Retirement Plans deposits increased 13% compared ...
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Theodore Roosevelt is well known as an imperialist. The common understanding is both too weak and too strong. Too weak, because Roosevelt idealized an imperialism that could last forever in civilizing savages. Too strong, because Roosevelt prepared the American-occupied Philippines for independence within a generation. This article analyzes Roosevelt's philosophy of self-government and reinterprets his Philippines policy in light of the philosophy. Roosevelt emerges as a reluctant anti-imperialist-an imperialist by desire but an anti-imperialist in governance. His imperialist ambitions were thwarted by America's ideals of self-government and its democratic political system, channeled through the powers of Congress and the process of regular elections. At a crest of imperial opportunity,...
.... . typical of his America" (1968, 4-5) that peaked with the Spanish-American War of 18...Americans learn only from catastrophes and not from experience" (223). When the Western w...
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... Share Increased to $5.75-$5.95, from $5.20-$5.45 . * Net and operating income of $1.0 billion and $...222 . 309 . 147 . 202 . Catastrophes, net of reinsurance . (117 . ) . (158 . ) . (77 . ... time, Travelers may use its website as a channel of distribution of material company information. F...
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The four theories of the press have long dominated in journalism education and research and arguably do a good job of describing media systems in the West. However, it is hard to fit Asian media systems into the existing theories. This paper re-examines the four press theories and identifies the difficulties in using the theories as a guide to understand media systems in Asia. The purpose of this paper is to raise issues with the applicability of the theories in an Asian media context and explore a new paradigm, which would bring in cultural values from both the East and the West.
...-type printing press in 1045, more than 400 years before Gutenberg did when the latter reinven... "the unholy trinity." The press clubs channel information from government offices to media organ... involved in accidents, violence, or catastrophes (¶ 6). Development journalism, on the other hand,...